New

Credit & Risk Leadership Specialist

Vaco
$90,000.00 - $120,000.00 / yr
401(k), retirement plan
United States, Alabama, Birmingham
Apr 16, 2026
Credit & Risk Leadership Role - $90,000 - $120,000 A well established organization is seeking an experienced Credit & Risk professional to lead customer credit decision making and support responsible growth across a multi-unit business. This role plays a key part in balancing revenue enablement with financial risk management and partners closely with finance and operational teams to ensure consistency, accountability, and strong cash flow performance. Key Responsibilities Oversee customer credit approvals, including evaluation of financial information, risk profiles, and appropriate credit terms Monitor ongoing credit exposure and proactively adjust limits to align with risk tolerance and business objectives Partner with accounts receivable and internal stakeholders to support effective collections efforts and timely resolution of delinquent balances Address escalated and higher risk accounts through collaboration and sound decision-making Maintain and enforce credit policies, procedures, and approval frameworks across the organization Evaluate current credit and collections practices and implement improvements to enhance efficiency, scalability, and compliance Develop reporting and metrics related to credit exposure, aging trends, and performance indicators Analyze data to identify trends, risks, and opportunities and translate findings into actionable insights Support or lead system enhancements, automation initiatives, and reporting improvements to strengthen visibility and effectiveness What We're Looking For Bachelor's degree in Finance, Accounting, Business, or a related field (or equivalent experience) 5+ years of progressive experience in credit, accounts receivable, or financial operations Demonstrated experience with credit decisioning, collections oversight, and risk assessment Strong analytical skills with the ability to interpret financial data and credit information Experience working in complex, multi-location or high-transaction environments Confident communicator able to partner effectively across departments Detail-oriented with strong organizational and prioritization skills Comfortable operating independently while collaborating with leadership and cross-functional teams Preferred (Not Required) Background supporting operational, manufacturing, distribution, or asset-intensive environments Exposure to ERP platforms, credit tools, or financial systems Experience supporting process improvement, reporting enhancements, or system implementations Involvement in developing or refining credit policies and governance frameworks Additional Information This is a full-time, onsite role with standard weekday hours Occasional travel may be required for internal meetings or external engagements Competitive compensation and comprehensive benefits are offered Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual's skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs. With that said, as required by local law in geographies that require salary range disclosure, Vaco/Highspring notes the salary range for the role is noted in this job posting. The individual may also be eligible for discretionary bonuses, and can participate in medical, dental, and vision benefits as well as the company's 401(k) retirement plan. Additional disclaimer: Unless otherwise noted in the job description, the position Vaco/Highspring is filing for is occupied. Please note, however, that Vaco/Highspring is regularly asked to provide talent to other organizations. By submitting to this position, you are agreeing to be included in our talent pool for future hiring for similarly qualified positions. Submissions to this position are subject to the use of AI to perform preliminary candidate screenings, focused on ensuring minimum job requirements noted in the position are satisfied. Further assessment of candidates beyond this initial phase within Vaco/Highspring will be otherwise assessed by recruiters and hiring managers. Vaco/Highspring does not have knowledge of the tools used by its clients in making final hiring decisions and cannot opine on their use of AI products. Vaco by Highspring values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply. EEO Notice Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law. Vaco by Highspring and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco by Highspring and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact HR@vaco.com . Vaco by Highspring also wants all applicants to know their rights that workplace discrimination is illegal. By submitting to this position, you agree that you will be giving Vaco by Highspring the exclusive right to present your as a candidate for the foregoing employment opportunity. You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications. You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco by Highspring about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application. In exchange, Vaco by Highspring agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal. Privacy Notice Vaco by Highspring and its parents, affiliates, and subsidiaries ("we," "our," or "Vaco by Highspring") respects your privacy and are committed to providing transparent notice of our policies. California residents may access Vaco by Highspring HR Notice at Collection for California Applicants and Employees here. Virginia residents may access our state specific policies here. Residents of all other states may access our policies here. Canadian residents may access our policies in English here and in French here. Residents of countries governed by GDPR may access our policies here. Pay Transparency Notice Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual's skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. With that said, as required by local law, Vaco by Highspring believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.