Lead Architect

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world.

Progress starts with you.

About Visa

Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate one of the world's most sophisticated global transaction networks-processing more than 65,000 secure transactions per second across 80 million merchants, 15,000 financial institutions, and billions of people worldwide.

Within ValueAdded Services (VAS), we are building AInative data foundations that transform how data is discovered, understood, and activated-enabling product intelligence, growth analytics, and realtime decisioning across Visa's ecosystem.

The Opportunity

We are seeking a Lead Architect to define and drive the vision for VAS Data Foundations-a hybrid, AIready platform that consolidates company wide data into a unified, governed, and intelligent data layer.

This role sits at the intersection of data architecture, AI/ML, and product intelligence. You will shape how data flows from raw signals to semantic meaning to AIdriven insights-powering dashboards, product analytics, AI agents, and executive decisionmaking at global scale.

The Work Itself

• Define the endtoend architectural vision for AInative data foundations, spanning cloud data platforms, semantic layers, AI metadata, and consumption layers.
• Lead consolidation of disparate data sources (onprem, Hadoop, acquisitions, cloud) into a single, accessible, governed data layer.
• Design and evolve an AInative semantic layer that enables any agent, analyst, or product to discover, query, and reason over data consistently.
• Enable agentic and selfservice analytics, including automated insights, metric discovery, product analytics, and "talktodata" experiences.
• Partner with Product, Business, AI and Data Science teams to operationalize AI Data Scientist capabilities for automated visualization, deepdive insights, and product intelligence.
• Establish architectural standards for data quality, metadata, lineage, observability, governance, and responsible AI usage.
• Guide platform evolution across data ingestion, ETL/ELT pipelines, scalable data models, metric catalogs, and presentation layers.
• Translate business and product needs (growth, churn, retention, fraud, performance) into durable data and semantic architectures.
• Influence and mentor senior engineers and architects, elevating architectural rigor and longterm thinking across VAS.

Essential Functions

• Act as the principal architect for VAS Data Foundations, owning longterm architectural coherence across data, AI, and analytics layers.
• Lead structured discovery with Product and Business stakeholders to align business questions to metrics to data model to semantic models to AIready data products.
• Ensure platforms are hybrid cloudnative, AIready, privacypreserving, and globally scalable.
• Drive architectural decisions that balance speed, governance, reusability, and cost efficiency.
• Identify systemic patterns across data quality, usage, performance, and analytics friction-and drive foundational improvements.

This is a hybrid position.Expectationofdays intheoffice will be confirmed by your Hiring Manager.

Basic Qualifications:

• 10+ years of relevant work experience with a Bachelor's Degree or at least 7 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 4 years of work experience with a PhD, OR 13+ years of relevant work experience.

Preferred Qualifications:

• 12 or more years of work experience with a Bachelor's Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
• 15 or more years of work experience with a Bachelor's Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6 years of work experience with a PhD. The Skills You Bring Strong architectural mindset, with experience designing largescale data platforms, semantic layers, or analytics foundations.
• Deep understanding of cloud data ecosystems (data lakes, warehouses, streaming, ETL/ELT, metadata, governance).
• Experience working with or enabling AI/ML and LLMbased analytics, including agentdriven or conversational data experiences.
• Ability to think in systems and abstractions-data models, metrics, semantics, and contracts-not just pipelines. Comfort operating in ambiguity, shaping vision, and driving alignment across engineering, product, and business teams.
• Strong communication skills-able to explain complex architectures to senior technical and nontechnical stakeholders. Passion for building platforms that enable product analytics, growth insights, and decision intelligence at scale.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for this position is 173,100.00 to 276,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.