New

Senior Payments Product Analyst

TEKsystems
$61.70 - $65.00 / hr
life insurance, sick time, 401(k), retirement plan
United States, North Carolina, Charlotte
Mar 07, 2026
Description Job Title: Senior Payments Product Analyst - Open Banking & APIs (8+ Years Experience) Location Requirements: Must live in these locations currently Charlotte, NC - San Francisco, CA - Onsite Requirement: 3 days per week in office for both locations Interview Process Format: 30minute Microsoft Teams video call Target Start Date ASAP Overview The Payments organization is launching a new revenuegenerating product that monetizes how Wells Fargo shares data externally with trusted partners. This product is distinct from traditional payment rails-such as wires or Zelle-and is designed for a small but highimpact client set, specifically fintechs and data aggregators. This role will operate at the intersection of product, technology, data architecture, and payments, translating conceptual ideas into structured requirements, user stories, and actionable design artifacts. The ideal candidate brings significant experience with modernized financial products, APIs, open banking standards (FDX), and data aggregator use cases. Key Responsibilities Product Development & Requirements Engineering Transform high-level concepts-currently communicated with limited documentation-into clear, structured user stories, epics, acceptance criteria, workflows, and tangible artifacts. Define and document how the product will monetize data shared outside the bank, using existing infrastructure with newly introduced "toll gates." Break down backend transaction execution paths as systems evolve toward API-driven modernization. Author technical requirements describing API interactions, system-of-record touchpoints, and expected behaviors for data inflow and outflow. API, Open Banking & Data Architecture Collaborate with technology to understand and shape how APIs interact with internal systems. Apply familiarity with FDX API standards and other open banking frameworks emerging as industry norms. Evaluate upstream and downstream data flows that influence future-state architecture. Think critically about how databases are designed and how data architecture choices support the product vision. Stakeholder Management & Cross-Functional Leadership Work across a wide variety of enterprise groups-many outside Payments-to coordinate components of the product build. Partner with technology, data architecture, risk, security, and business teams to ensure alignment. Provide structured, clear communication to stakeholders at varying technical levels. Support project tracking and progress updates (PM experience is beneficial). Fintech & Aggregator Ecosystem Alignment Understand how data aggregators and fintechs (the product's primary external users) consume banking data. Bring experience with linking external financial apps (e.g., Venmostyle use cases), data-sharing models, and modern API integrations. Ensure product design aligns with expectations of aggregators and emerging industry interoperability standards. Required Qualifications 8+ years of experience in payments product analysis, product development, or technical business analysis. Direct experience supporting or launching a modernized financial product within payments, digital banking, or open banking. Strong, handson experience writing Jira epics, stories, and technical requirements. Familiarity with FDX APIs or similar open banking standards. Strong verbal, written, and presentation communication skills. Understanding of API architecture, system-of-record interactions, and data flow implications. Knowledge of financial services, fintech integrations, and data aggregator models. Ability to think critically and partner closely with technical teams. Preferred Skills Background supporting products with external data-sharing use cases (aggregators, fintech connectivity, open banking). Experience with backend modernization or transaction execution redesign. Project management skills-planning, status reporting, dependency coordination. Ability to interpret architecture diagrams and influence future-state data design. Skills payments, api, Digital, Banking, Product management, data, Agile Top Skills Details payments,api,Digital,Banking,Product management,data Additional Skills & Qualifications Notes from manager people that are sharp and polished but can also get into the weeds They are standing up an opening banking team. In this role, this Product Payments Analyst would be meeting with execs and stakeholders to pull out whats in their mind about this product. would write and document the requirements. 60-70% of infrastructure is built. don't need someone that can write SQL queries, need sharp doers, open banking and FDX would be great, but not that's tough to find. Data aggregator exp. would be great. Experience Level Expert Level Job Type & LocationThis is a Contract position based out of Charlotte, NC. Pay and BenefitsThe pay range for this position is $61.70 - $65.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: * Medical, dental & vision * Critical Illness, Accident, and Hospital * 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available * Life Insurance (Voluntary Life & AD&D for the employee and dependents) * Short and long-term disability * Health Spending Account (HSA) * Transportation benefits * Employee Assistance Program * Time Off/Leave (PTO, Vacation or Sick Leave) Workplace TypeThis is a hybrid position in Charlotte,NC. Application DeadlineThis position is anticipated to close on Mar 11, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.