Commercial Loan Specialist

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We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

OFFICE LOCATION:

Abilene, Texas, United States

SCOPE/CONTACTS:

The incumbent will process loans; which includes the responsibility of verifying information, submitting loans to relationship managers and the credit analysis team. Bank lending policies and procedures guide this position. Incumbent has extensive contact on a daily basis with Bank customers, bank personnel as well as outside contact with Realtors, builders, title companies, appraisers, underwriters, and other related entities to insure a competitive product that meets the customer's needs.

ESSENTIAL FUNCTIONS:

• Assist the relationship manager in all aspects of the origination process
• Process loan applications
• Review verified information for conformity with program guidelines
• Submit loans to underwriting to relationship manager and credit analysis team
• Assist in clearing approval conditions
• Assist in booking loans and clearing loan exceptions after booking
• Actively participate in the Customer Service First program and support the values of the organization and follow established policies and procedures

MINIMUM QUALIFICATIONS:

• High school graduate or equivalent
• 12+ months clerical experience is required
• Knowledge of loan processing, lending procedures, banking regulations and guidelines, as well as those of other loan programs offered, including legalities pertaining to such loans is preferred
• Must be extremely proficient in data entry (i.e. type at least 50 WPM, 10 key by touch) and Microsoft Word. Effective communication, interpersonal skills and professional demeanor are essential

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)