Senior VP, Commercial/Ag Loan Officer
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![]() United States, Iowa, Ottumwa | |
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POSITION SUMMARY/PURPOSE: The Senior Vice President-Commercial/Ag Loan Officer is responsible for generation of new commercial and ag loan business, development of new and existing client relationships thru business development activities, prospecting, and active outside sales calls. This position requires managing a portfolio of commercial and ag loans; actively promoting and cross selling all South Ottumwa Savings Bank products and services through outside sales calls and cross selling; taking an active role in community service and events, networking opportunities and professional organizations; providing leadership support; and ensuring compliance with regulations and Bank policies and procedures in the process of transacting business. RESPONSIBILITIES AND DUTIES:
MINIMUM CREDENTIALS:
DESIRED QUALIFICATIONS:
REQUIRED SKILLS REQUIRED TO PERFORM THE JOB: Excellent oral and written communication, time management and organizational skills; advanced ability to analyze financial data; critical thinking and independent problem solving and decision making skills; dedicated customer service skills; proven business development, sales and negotiation skills; effective collaboration, management and leadership skills. REASONING ABILITY: Ability to collect facts, analyze data, determine needs, draw conclusions, define and solve practical problems, and deal with a variety of concrete variables in situations where only limited standardization may exist. Ability to interpret a variety of instructions and data furnished in written, oral, diagram, digital or schedule form. PHYSICAL DEMANDS: While performing the duties the employee is regularly required to sit, talk and hear. The employee is periodically required to stand, walk, squat, reach and carry with hands and arms; frequently required to use hands and fingers to grasp, handle, feel or type; must communicate via telephone and utilizes standard office equipment including computer, monitor, and keyboard enter, process, access, and share information. Specific vision abilities required by this job include close vision and ability to adjust focus. Ability to occasionally lift up to 20 lbs. Ability to drive for travel to customer sites and other locations, as needed. Salary:Dependent on experience. South Ottumwa Savings Bank offers a competitive benefit package including health, dental, vision, life insurance, and short term and long term disability insurance options, as well as a generous 401K plan with employer match, paid holidays and paid time off. An application for employment must be submitted to be considered for this position.Candidates may apply via Iowa Works or Indeed. Resumes and letters of interest may also be sent to hr@sosb-ia.com or sent to: South Ottumwa Savings Bank Attn: Human Resources Dept. 320 Church Street Ottumwa, IA 52501 South Ottumwa Savings Bank is an Equal Opportunity Employer. EOE/Veterans/Disabled Requirements MINIMUM CREDENTIALS: Four-year college degree in a business or finance related field. Fifteen years' commercial and ag lending experience in banking. Extensive knowledge of commercial banking, lending laws and regulations. Advanced ability to analyze financial information and assess creditworthiness. Computer aptitude and proficiency in Microsoft Office and use of loan management software. Excellent communication, presentation and public relations/networking skills. Commitment to ongoing professional development and knowledge of economic, accounting, and finance principles and practices, financial data analysis and reporting, financial markets, and banking industry regulations, practices and trends. Driving ability with current driver's license and vehicle with appropriate insurance coverage. DESIRED QUALIFICATIONS: Previous supervisory experience in banking or financial services industry. Previous banking experience in a senior management or senior lending role. Personal drive with desire and potential to assume increasing role in the Loan Department and the Bank's operational and strategic management activities. REQUIRED SKILLS REQUIRED TO PERFORM THE JOB: Excellent oral and written communication, time management and organizational skills; advanced ability to analyze financial data; critical thinking and independent problem solving and decision-making skills; dedicated customer service skills; proven business development, sales and negotiation skills; effective collaboration, management and leadership skills. |