Director, Credit Risk

At Benchmark, we are driven by our purpose: to innovate for a healthier, safer, and better-connected world to create a brighter future. When you join us, you become part of a team passionate about making a meaningful impact across various sectors, including commercial aerospace, defense, advanced computing, next-generation communications, complex industrials, medical, and semiconductor capital equipment. We prioritize career growth, fostering a culture that ensures you reach your full potential. At Benchmark, your work is purpose-driven, enabling you to create a positive impact on the world and make your career truly meaningful. You'll be part of a collaborative, diverse, and inclusive team that values your ideas and contributions.

Job Summary: The Director of Credit Risk will be responsible for identifying, assessing, measuring, and managing commercial credit risk on a global scale for both prospective and existing customers. This role is responsible for making decisions and recommendations on creditworthiness of customers. Comprehensive commercial credit underwriting and monitoring is a critical for this position. Focusing on evaluating customer creditworthiness and understanding potential losses from non-payment of working capital and contractual obligations.

Key Responsibilities:

• Manage incoming credit requests by collaborating with the Commercial team, Sales Operations, VP of Finance, and CFO.
• Gather and analyze data to evaluate customer credit needs.
• Develop and implement effective strategies for managing new customer decisions, leveraging best practices and new data/tools.
• Identify and recommend opportunities for strategic initiatives to enhance the company's credit culture and business performance.
• Conduct quantitative analyses on risk management data to provide insights, credit recommendations, and approve limits for customers.
• Perform ongoing credit analysis to ensure timely monitoring of credit risk, minimizing credit/operating losses and protecting the company's reputation and compliance.
• Escalate issues and emerging risks in line with the company's risk appetite framework.
• Communicate proactively with operations and the Commercial team regarding customer credit concerns and participate in problem-solving.
• Participate in upgrading the company's credit system and monitoring tools, including automated notification processes for identified risks and issues.
• Develop and report on credit risk metrics (e.g., KRIs and KPIs) to continuously monitor and oversee credit risk.
• Work with customers to understand their business strategies, financial status, and outlook as part of the credit evaluation process.
• Continuously enhance the company's risk appetite framework related to credit.

Qualifications and Experience:

• Bachelor's degree in accounting, finance, or a related field; an advanced degree is preferred.
• A high level of executive presence and professionalism is required.
• 10-12 years of credit risk experience, including 3-5 years in a credit leadership role.
• Proven experience in building partnerships and consulting effectively with leadership.
• Strong business acumen with a risk-reward control perspective.
• Expertise in data-driven analytics, including the analysis of structured and unstructured data.
• Familiarity with commercial credit regulatory considerations.
• Demonstrated ability to manage multiple priorities under pressure.

Education: Bachelor's degree in accounting, finance, or a related field; an advanced degree is preferred

Geographical Location: Arizona

Physical Location: Tempe, AZ

Shift: Shift 1

Work Schedule: M-F 0800-1630

Full Time

Export Control: This job position may include access to controlled information or technology covered under applicable U.S. export control laws. As such, employment for this job position may be contingent on either verification that an applicant falls under the definition of a "U.S. Person" (which includes U.S. citizens, U.S. lawful permanent residents, and those granted U.S. asylum or refugee status)or on the Company timely obtaining any necessary export license required under federal laws. The Company evaluates such export license situations on a case-by-case basis and may decline to proceed with a job applicant in its sole discretion since export license applications can take many weeks to be processed.

In our innovative environment, you'll work with cutting-edge technology, leading the way in engineering design and delivering world-class manufacturing services for products that make a real difference in the lives of others. At Benchmark, your career is more than just a job. It's an opportunity to be part of something bigger, where your work matters and helps shape a brighter future for everyone. Together, we will achieve extraordinary things.

Benchmark is an equal opportunity employer. We are bringing together a diverse workforce with unique talents, life experiences, cultures, and perspectives to promote an innovative, collaborative, and creative place to work. If you need assistance or an accommodation due to a disability, please email us at careers@bench.com.